emotions and homebuying process

Emotions and Homebuying – Why They Don’t Mix!

Searching for your next home is an emotional process. It’s easy to fall in love with a house and think that it’s the perfect place for your family to spend the coming years. When one or more other buyers think the same thing, you may find yourself in a bidding war. If that happens, you should set aside your emotions as much as possible so you don’t make a decision that you’ll come to...

grilling season for citrus county fl homeowners

Grilling Season is Heating Up in Citrus County FL

If you’re like most new homeowners with outdoor space — or you’re about to be one soon — you’ve got to get yourself a grill. Whether you’ve got a terrace in a condo building, a backyard patio or a small dedicated space in a driveway or side yard alley, a barbeque will make the warm weather months that much more enjoyable. It really doesn’t matter if you’re grilling on a top-of-line model...

homebuyer-competition-and-low-inventory-in-todays-market

Citrus County Housing Market and What the Experts are Saying Searches for phrases ‘When is the housing market going to crash?’ are up 2,450% over the past month, as reported by MarketWatch. Similarly, Americans are searching in droves for explanations about why the housing market is so hot and why home prices are rising, Google reported. The Citrus County housing market is no...

Avoid Overspending in Citrus County Housing Market

Closing Costs: What You Can Expect to Pay

There are a ton of steps you need to take when you’re buying a home, and you could end up with a checklist that’s pages and pages long. With so many things on your to-do list — from finding a good realtor to getting preapproved to making an offer to hiring an inspector, you’re likely to be swamped with gathering documentation, hitting open houses and writing checks. It can be easy to miss something...

citrus county fl summer heat

Surviving the Summer Heat – Tips to Keep Your Home Cool

Summer heat is in full swing, which means warmer temperatures outside and indoors. If you struggle to keep your home cool in the warmer months, or your electricity bills are astronomical because you run the air conditioner all day, you may want to consider the following as solutions to the summer heat. Keep Sunlight Out Window coverings, such as thermal curtains or shades and blackout curtains, can...

Mortgage Preapproval - Coldwell Banker Next Generation Realty

Mortgage Preapproval – Should You Accept an Offer From a Buyer Who Doesn’t Have One?

People who want to buy a home are advised to get a mortgage preapproval before they begin house-hunting. While that’s a good idea for both parties, it’s not required. If you put your home on the market, be ready to receive offers from buyers who don't have a mortgage preapproval.  What Does It Mean When a Buyer Is Preapproved? When a buyer applies for mortgage preapproval, a lender requests...

Scallop Season Citrus County Florida

Diving into Scallop Season 2021

It’s that favorite time of year again, Scallop Season! Citrus County residents and visitors alike gear up for scallop season every summer. Friends and family load up their boats, local hotels fill up and the boat ramps are busier than ever. Thousands make their way out to Crystal River and Homosassa River towards the Gulf of Mexico on the quest for the savory scallops. Scallop Season in Citrus County,...

Avoid Overspending in Citrus County Housing Market

Avoid Overspending in Today’s Hot Housing Market

In this hot housing market, it can be hard to avoid overspending. That’s why you have to have a clear plan in place before you start looking for your next home, experts say. Competition is tough due to low inventory of housing on the market. That means there are often bidding wars, driving up house prices, according to CNBC. Thirty-nine percent of pandemic buyers exceeded their original...

Citrus County Waterfront Homeowners

Citrus County Waterfront Homeowners – Take Your Dock to the Next Level!

4 Upgrades to Create the Ultimate Dock on Your Waterfront Home Citrus County Waterfront homeowners can appreciate having their own private dock, and at first glance, this may seem like a relatively simple feature. However, it can be much more than just a wooden walkway that extends into the water. Following are a few easy upgrades that are sure to take your Citrus County Waterfront dock to the...

Housing Markets in Citrus County FL

First-Time Homebuyer Money Tips

Spring has sprung, and that means the traditional home-buying season is right around the corner. There’s no better time for a first-time homebuyer to start thinking about budgeting to buy a home than right now. That’s why we pulled together a few smart tips to help you prepare. Don't Mess with your Credit Are you a first-time homebuyer? Don’t open new credit if you’re applying for a mortgage...

Citrus County housing market

Citrus County Housing Market is HOT! – But How Hot is Too Hot?

Citrus County Housing Market and What the Experts are Saying Searches for phrases ‘When is the housing market going to crash?’ are up 2,450% over the past month, as reported by MarketWatch. Similarly, Americans are searching in droves for explanations about why the housing market is so hot and why home prices are rising, Google reported. The Citrus County housing market is no...

New Homeowner in Citrus County Florida

New Homeowner Checklist

Top Tasks to Check Off Your List When You Become a New Homeowner in Citrus County, FL Moving into your new home in Citrus County can be a lot of excitement, but also extremely stressful. There’s no doubt that when your essential boxes are unpacked it’s very tempting to breathe a sigh of relief. Unfortunately, unpacking isn’t the only thing on your to-do list as a new homeowner in Citrus County,...

Kings Bay Crystal River FL

Vacation Home- Pros and Cons to Buying a Second Home

With the recent rise in remote work, vacation markets all across the country are experiencing a surge in demand that’s driven by buyers who are taking the leap to become second homeowners. If you’re considering purchasing a vacation property, here are a few of the pros and cons to keep in mind. Vacation Home- Pros It’s a vacation home! Let’s get this out of the way first and foremost: there’s...

Citrus County FL spring home maintenance tips

Spring Home Maintenance Tips

Easy Spring Home Maintenance Tips to Take Care of in Spring Every Citrus County homeowner knows that the change of seasons brings with it a new set of Spring Home maintenance tasks to keep it looking amazing. When spring has sprung, certain tasks should be on your Spring Home Maintenance checklist. If you’re not ready to tackle all the chores spring has to offer, start with these simple spring home...

Hunter Springs - Crystal River FL

Housing Markets Boom in Vacation Towns and Suburbs

It has been roughly a year since the COVID-19 pandemic began in the United States, and more people than ever are buying residential real estate in vacation housing markets, according to HousingWire. In a study of counties that have seen the largest uptick of homebuyers – and, subsequently, home value – the top 10 are all in either vacation destinations or relatively affordable suburbs of big...

Florida Manatee Festival 2021

Florida Manatee Festival 2021

The Florida Manatee Festival finally returns to downtown historic Crystal River for it’s 34th year. The Florida Manatee Festival will take place on March 27th and March 28th. Each year, the Manatee Festival alone brings in over 20,000 visitors to the Crystal River area. Crystal River is still one of the only places in the worlds where you can legally swim with the manatee. About the Florida Manatee...

Appraising Your Home - Coldwell Banker Next Generation Realty

Appraising Your Home – What’s it Worth?

Factors an Appraiser Considers When Assessing Your Home's Value An appraiser is a professional who determines a home’s fair market value based on several criteria. That information can help a seller set a reasonable asking price. Additionally, it will help a buyer avoid overpaying. It will also help a lender avoid issuing a mortgage for more than a house is worth. These are key factors that an appraiser...

Coldwell Banker Next Generation Realty of Citrus County Florida

Next Generation Realty – Your #1 Real Estate Agency in Citrus County, FL

Coldwell Banker Next Generation Realty provides professional, full-service Real Estate Services to Citrus County and the Nature Coast. Whether you’re looking to buy, sell or rent, we will assist you in finding your dream home. We take pride in building relationships with our customers, earning their trust and confidence. Above all, our Real Estate Professionals are hardworking and dedicated to giving our...

Home Sweet Home- Citrus County FL real estate

Love Your Home – 7 Ways to Reignite the Love for Your Home this Valentine’s Day

Houses are a lot like relationships. You want a sturdy foundation, that warm and cozy feeling, room to grow and of course — you want to feel at home. But just like relationships, houses require regular maintenance and care to keep that initial excitement alive. Think back to the time when you first fell in love with your new house. You could see it had all the potential in the world. If that new-house...

White House- US President

Rates Adjust to New Administration

“After months of barely budging, mortgage rates rose significantly in early January at their strongest pace since the spring,” said Matthew Speakman, a Zillow economist. “But that upward momentum has since dissipated, and it appears that fears of an extended, more substantial spike in rates have diminished — at least for now.” For the moment, according to The Washington...

Housewarming Gift Ideas for New Homeowners Citrus County Florida

Housewarming Gift Ideas for New Homeowners

Ever wonder how housewarming parties became a thing? According to legend, the term “housewarming” originated in France as a “thank you dinner” to give back to everyone who helped build your house. The fireplaces would all be lit with firewood brought by guests. The warm house and the new friendships that were forged were said to remove any evil spirits from the building. Over the years, bringing...

Manatee Mural in downtown crystal river florida

Downtown Crystal River Continues to Grow Amid a Pandemic

Downtown Crystal River is flourishing with new business and construction. From the development of the King's Bay Riverwalk, the new Towne Square Park and even new restaurants and retail shops. Downtown Crystal River continues to grow amidst the Covid-19 outbreak. Tourists and residents alike enjoy the new changes and progress the city continues to make. King’s Bay Riverwalk Construction Beginning in...

Mortgage Rates Drop

Mortgage Rates Drop Again, Housing Hits the Gas

For 17-straight weeks, the 30-year fixed-rate mortgage interest rate has averaged below 3%. This week the Freddie Mac 30-year fixed-rate mortgage average dipped to another historic low, the thirteenth this year, hitting 2.72%. Freddie Mac’s Chief Economist Sam Khater cited weak consumer spending as the reason for the decline. Mortgage Rates Drop Lower Historically low rates giving buyers more spending...

First-Time Homebuyer Myths Debunked

There are a lot of mortgage misconceptions out there. And we want to make sure you’re as prepared as possible; so we put together a series of Mortgage Minutes to help you get educated. Read on to find out the truth about some of the biggest first-time homebuyer myths. First-time homebuyer myth #1: You need a 20% down payment. Response: False. Sometimes it’s true and providing a 20% down payment...

Moving to a New Home

You're Moving- Now What? 37 Things to Do When Moving to a New Home Checklist After the initial excitement of determining how much home you can afford,  finding the perfect place, and having your offer accepted, the reality of being a first-time home buyer really hits: there’s still a lot of work to do! From clearing clutter to collecting moving boxes to organizing every little thing, moving is...

Realtor Ruth Edwards Earns NAR Pricing Strategy Advisor Certification

Realtor, Ruth Edwards Earns NAR Pricing Strategy Advisor Certification Realtor, Ruth Edwards with Coldwell Banker Next Generation Realty, Crystal River, has earned the nationally recognized Pricing Strategy Advisor (PSA) certification. The National Association of REALTORS® offers the PSA certification to REALTORS® as determining property values. This certification depends more than ever on professional...

Christ Medical Center – Crystal River, FL

New Medical Facility to open in Crystal River, Florida The Christ Medical Center in Crystal River, Florida has new owners, thanks to the sales team at Coldwell Banker Next Generation Realty. The 17,000 sq ft facility on State Road 44 West was sold to Dr. Kenneth Savage Jr., owner of Nature Coast Primary Care in Crystal River. A Necessary Expansion Dr. Savage’s practice, Nature Coast Primary Care, has...

New Construction Mortgage

Your First Home Could Be a Brand New One Thinking about buying your very first home? You might think you can’t afford very much for your first home, and will have to get a “beater” you’ll have to fix up during the next 12 years to make decent. What if we told you your first home could be a new home?  This blog will help you learn what are the requirements for a new construction mortgage to make...

Bathroom Remodel Tips

Are you ready to remodel your bathroom? A bathroom remodel can add value to your home and add a fresh, new look. Bathrooms are known as a place of relaxation and are one of the most desired rooms to update for homeowners. We’ve got 7 great tips to help with your bathroom remodel in Citrus County, Florida. Hot Water Recirculating System If you find yourself losing hot water while bathing more and more...

Florida Manatee Webcams

All New Live Streaming Webcams of the Famous Florida Manatee Most recently, the Save the Manatee Club, known as the world’s leading manatee conservation organization, set up two new webcams at the Ellie Schiller Homosassa Springs Wildlife State Park in Homosassa. Both cameras stream live on the web underwater and above water activity of the Florida manatee. The Homosassa Wildlife Park keep three manatee...

8 Great Programs For the First-Time Homebuyer

Don’t be daunted by the thought of homeownership! There are plenty of great programs to make buying a home affordable, even if you’ve never owned one before. First-time homebuyers may not have to sweat about a 20% down payment, a less-than-stellar credit score, or incomes that fall in the low to moderate range. And even if you have owned a home before, you may still be eligible for first-timer...

Realtors Association of Citrus County Installation Awards Banquet

The Realtors® Association of Citrus County held their annual awards and installation dinner on Saturday, January 11, 2020. The event took place at Black Diamond Ranch's exquisite country club. During the banquet, Next Generation's very own were presented with distinguished awards by the Realtors Association of Citrus County. Coldwell Banker's Edward R. Johnston Coldwell Banker Next Generation Realty...

9 Tips for Furnishing Your First Home

How to Furnish a House on a Small Budget Your first home, whether it’s a free-standing starter house, a condo in the sky, or something in between, is a reflection of you. Or at least it will be once you figure out how to furnish it on a tight budget. Consider our checklist for furnishing your home without breaking the bank. 1. Look Around You It’s great that you’ve been finding inspiration in...

Manatee Festival Returns for it’s 33rd Year

January 18th and 19th, Downtown Crystal River It’s that time of year the Florida Manatee Festival returns to downtown historic Crystal River. This annual event is celebrating its 33rd year of honoring the Florida manatee. The manatee has put Citrus County on the map for hundreds of thousands of tourists as a must-see travel destination. This event alone brings in over 20,000 visitors in just two days to...

Is Your Home Safe?

6 Home Safety Tips to Check in Your Home Whether you’re moving into a new one or you’ve been in your home for years, creating a safe and secure environment is likely a top priority. Home Safety Tips To make sure your family is protected, the following items should be on your home safety checklist and monitored on a regular basis: Detectors and Alarms From fire and smoke alarms to CO...

Local Real Estate Professional Brings Home National Honor

A Broker★Agent™ Advisor Honors Achievement Phoenix, Arizona  – Now in its 25th year, Broker★Agent™ Advisor celebrates the success and accomplishment of the industry’s finest real estate professionals. They do this through their exclusive ‘Certificate of Excellence’ Program, a national honor. Through proprietary criteria, formulas, and other valuable considerations, Ruth Edwards of...

Can You Get a Mortgage With No Money Down?

One of the first thoughts when contemplating a home purchase: What about a down payment? It quickly goes from a thought to a burden. The myth that most people believe is that you need 20% of the sales price saved up for a down payment in order to proceed. While it’s a great goal to meet, these days, there are several options that require little to no down. Let’s unpack possible options for the...

What Every New Homeowner Should Do

After months of research, saving, and planning, you’ve finally reached your goal. Congratulations; you’re officially a homeowner! A word of caution, though: although your closing is complete, there’s still work to do. From the logistics of moving to learning the new lay of the land, there’s a plethora of things new homeowners need to buy and do. To help you plan, we’ve compiled a list of...

Cyber Crime – Show Me The Money

Phishing, hacking, wire fraud – these are all ways people attempt to steal from others online.  As real estate searches and transactions move more online, the chances of cyber crime scams are even greater. We’ve all received the email from the Nigerian prince who will send you money that’s being held for you if you would just supply your bank account details.  There are also the phone calls from...

Ozello Trail, A Florida Natural and National Attraction

The Ozello Trail is becoming a more and more popular attraction in Florida. Centrally located between Homosassa Springs and Crystal River in Citrus County. The area is known as a fisherman and boater's paradise for its quiet island feel and beautiful surroundings. Now, it has also has become popular to motorcycle and car enthusiasts. Most recently, "Car and Driver" magazine features a cruise down the...

Citrus County Pool Home Maintenance Strategies

The summer temperatures are heating up in Citrus County, Florida. There’s not a more refreshing feeling than taking a dip into a nice, cold pool on these scorching summer days. If you are a Citrus County home owner, perhaps you’re considering a remodel and adding a pool to your home. Maybe you’re considering making the move to a new home with a pool. When you’re ready to dive into the...

Citrus County Scallop Season

The Citrus County Scallop Season brings thousands of visitors to our area each summer. This year, the Citrus County Scallop Season starts on July 1st and ends September 24th. Families, ages young and old, get together to search the bay for delicious scallops. Many compare the search for scallops to an underwater Easter egg hunt. Generally, the most popular areas are the Crystal River and Homosassa River...

Citrus County Rentals

If you’re not ready to commit to buying a home just yet, consider renting in the Citrus County area. Although Citrus County is not a large, metropolis area, we do have many options for rentals besides apartment complexes. Coldwell Banker Next Generation Realty’s Property Management team is the expert in not only Sugarmill Woods rentals, but also all Citrus County rentals. If a maintenance-free home is...

Florida’s Adventure Coast – Citrus County

Come to where the action is- Florida's Adventure Coast Citrus County, Florida is truly a water lover’s paradise. With 7 outstanding Florida waterways running through Citrus County, you can imagine there is plenty to do on the water. Additionally, freshwater spring fed rivers remain a constant 72 degrees, making Citrus County a year-round water lover's dream. You will not find a shortage of water...

4 Steps for the Perfect Screened In Porch

This summer, create a haven to relax, entertain, or hideout, while on a budget! Determine these 4 areas when thinking through a screened porch: Create a Checklist The first thing to start with is a checklist so you can get organized. Determine your style – do you tend to lean toward modern, classic, rustic? Whatever it may be, your screened in porch should reflect your personality and...

Homosassa, Florida – Experience Nature’s Place to Play

Homosassa, Florida features an abundance of wildlife in and out of the water. Along with the natural beauty, resources and excellent fishing that attracted early modern development, the Homosassa River has another reason for being a Crown Jewel of the Nature Coast. In addition to the fishing, a huge attraction are the Florida manatees that spend their winter months in its constant seventy-two degree...

Crystal River, Florida – A Crown Jewel of the Nature Coast

Crystal River, located on the beautiful Nature Coast of Florida, is a water lover's paradise. Once you visit, it's very clear to see why people make the move here. From the charming small town lifestyle to enjoying the natural springs and quick access to the Gulf of Mexico. Crystal River is an outstanding Florida Waterway and offers ample opportunities for flats and offshore fishing, swimming in the...

At Your Leisure In Citrus County, Florida

What are some of your favorite activities? If it is worth doing or enjoying, we have it here in Citrus County, Florida. If nature thrills excite you, you have come to the right place. There is an abundance of outdoor activities, ranging from golf courses to water activities and more. When you're at your leisure in Citrus County, you will always find something to keep you entertained. Golfing in Citrus...

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